After finalizing everything with the loan counselor, all we are waiting for is the go ahead from the underwriter. She agreed everything looks good, and we just needed the final approval. So, as it sits, I'm playing the waiting game. Putting everything I have into savings, living off as little as possible, all in hopes that in August I will be closing on a home! The suspense is killing me!
Other than sitting on pins and needles, I had one glorious week off. Minus the few days of smoke (thanks a lot wildfires) I thoroughly enjoyed floating in the pool, sleeping in, and enjoying one or multiple margaritas! It was so nice to take a step back from work and just enjoy my days of having nothing to do. I also got to spend some much needed time with the bf. We celebrated our 3 year anniversary last Wednesday! I really cant believe we have been together 3 years. I woke up to breakfast in bed, which I've never had before. It was followed by a day of being little kids of Dave & Busters, lunch out, then a fancy pants dinner on the water at Charthouse. Overall, a great time. The whole week did my good. The bf and I reconnected, I soaked up some sun, and I feel rejuvenated in general.
I guess for this week I will go back to waiting...
Monday, June 20, 2011
Wednesday, June 8, 2011
A Glimmmer of Hope
Well, today brought a little bit of good news!
I heard from the company I'm applying for a home loan through. I have been working on my debts and have paid alot off in the last few months. I re-submitted all my information about a week ago and today I finally heard back. As long as the FHA didnt change any guidelines that effect me, then my numbers look good and I could be approved for the townhome we want! I should be getting the phone call tomorrow to go over everything, but today was a step in the right direction.
Its surreal to think that in a few months I could be a homeowner. It's so adult sounding. Since March (when we started looking), this has been weighing on my mind, and it so so stressful. I've been having headaches and feeling anxious. All I really want is a decision one way or the other, a place the bf and I can call our own. Keeping my fingers crossed!!
I heard from the company I'm applying for a home loan through. I have been working on my debts and have paid alot off in the last few months. I re-submitted all my information about a week ago and today I finally heard back. As long as the FHA didnt change any guidelines that effect me, then my numbers look good and I could be approved for the townhome we want! I should be getting the phone call tomorrow to go over everything, but today was a step in the right direction.
Its surreal to think that in a few months I could be a homeowner. It's so adult sounding. Since March (when we started looking), this has been weighing on my mind, and it so so stressful. I've been having headaches and feeling anxious. All I really want is a decision one way or the other, a place the bf and I can call our own. Keeping my fingers crossed!!
Monday, June 6, 2011
Time Off & Future Plans
Well, spending time with friends was great! Between the bbq and going out, it was much needed to catch up. I think having the time off worked was much needed too. I've been feeling pretty burnt out lately and having time away couldnt have come at a better time.
Speaking of vacation, I actually have a short week this week and then I'm off for an entire week. Back in January when we picked our vacation, I took my first week in June for the bf and I's 3 year anniversary. We planned on going to Chicago, but we are trying to save money for a new place, so that trip got cancelled. I think I'm just looking forward to having a week with no real plans..no work, no getting up early, just relaxing, and hopefully lots of tanning!
Other than that, I'm just trying to figure out future plane. Saving for a new place has been quite the undertaking. I've paid off all my credit cards and my car is about a few payments away from being paid off. I'm excited for how much I've accomplished financially, but nervous for what lies ahead. A potential mortgage is so adult sounding. No official news yet, just taking things day by day and within the month should have some news one way or another.
Hoping to get through the work week and on to vacation! Woohoo, happy (almost over) Monday!
Speaking of vacation, I actually have a short week this week and then I'm off for an entire week. Back in January when we picked our vacation, I took my first week in June for the bf and I's 3 year anniversary. We planned on going to Chicago, but we are trying to save money for a new place, so that trip got cancelled. I think I'm just looking forward to having a week with no real plans..no work, no getting up early, just relaxing, and hopefully lots of tanning!
Other than that, I'm just trying to figure out future plane. Saving for a new place has been quite the undertaking. I've paid off all my credit cards and my car is about a few payments away from being paid off. I'm excited for how much I've accomplished financially, but nervous for what lies ahead. A potential mortgage is so adult sounding. No official news yet, just taking things day by day and within the month should have some news one way or another.
Hoping to get through the work week and on to vacation! Woohoo, happy (almost over) Monday!
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