2012-New Year, New Leaf

So no excuses for the severe lack of blogging. Its a new year, time to turn over a new leaf.

I want to blog more, get frustrated less, and take adventures.

The year hasnt started with the greatest news, and I've felt like I've been in a funk. After a trip to Chicago, and a month of worry we finally got good news. So for now, I will take that and turn this new year around.

sorry for the short post-had to start somewhere!

I'm That Person...

Well, I've done it. I've become "that" person, the paranoid home buyer. This past weekend our cabinets and countertops were put in. As soon as we walked in on Saturday I knew they were wrong. The cabinets were not the height they were supposed to be and the counters were the wrong color. The bf tried to convince me otherwise, but nooo I could not be swayed. Instead, we had to drive 15 minutes out of the way to the home studio to look for myself at the options we selected back in March. I walked out relieved and defeated. I was wrong, of course I was. I have honestly forgotten the colors and selections we made 4 months ago because I was so worried the house wouldnt work out. Now, every week I convince myself something isnt right. I think this whole process has overwhelmed me and I need to enjoy it. Most of the hard stuff is done, I need to just wait for my closing date and be happy. I dont want to be "that" person, who is worried about everything and calling to check on things every 5 seconds. This week I will work on trying to be calm about the house, and enjoy every visit as it gets closer and closer to moving in and making it our home.

Now that I've aired my worries, and admitted that theres no reason for them, I feel better. I'm going to see the progress at the house tomorrow, so I'll get some pictures!

The Wait Is Over!

Ahhhh, I can finally share the GREAT news!!

The bf and I finally got the word from the underwriter-we are approved for first our home loan!!!

I have been waiting for this call since March. From the constant back and forth with the loan counselor, from things looking good then bad, and now the approval we were waiting for.

We started looking at townhomes back in March. Our thought is that even with a home, we would have a yard which is constant up keep along with money. Right now with the bf still in school, we wanted a place that we could own, not one that would own us on the weekends. Thats how we decided on a townhome.

I immediately fell in love with our community as soon as we drove in. It has town homes, single family homes, a few pools, clubhouse, gym, even an elementary school. The community itself sold it. Then the prices along with the options to customize it OUR way and build it from the ground up was an offer we couldnt turn down. We thought it over for maybe a week and then put down our deposit. Ever since we have been paying off debts and saving our pennies. At this point, the house is in the dry wall phase. There are projecting closing on August 17th! This all seems surreal. We picked out our appliances, our cabinets, our floor-everything for our first home. I'm so excited and I'm so relieved to finally enjoy the process!!

Still Waiting...

After finalizing everything with the loan counselor, all we are waiting for is the go ahead from the underwriter. She agreed everything looks good, and we just needed the final approval. So, as it sits, I'm playing the waiting game. Putting everything I have into savings, living off as little as possible, all in hopes that in August I will be closing on a home! The suspense is killing me!

Other than sitting on pins and needles, I had one glorious week off. Minus the few days of smoke (thanks a lot wildfires) I thoroughly enjoyed floating in the pool, sleeping in, and enjoying one or multiple margaritas! It was so nice to take a step back from work and just enjoy my days of having nothing to do. I also got to spend some much needed time with the bf. We celebrated our 3 year anniversary last Wednesday! I really cant believe we have been together 3 years. I woke up to breakfast in bed, which I've never had before. It was followed by a day of being little kids of Dave & Busters, lunch out, then a fancy pants dinner on the water at Charthouse. Overall, a great time. The whole week did my good. The bf and I reconnected, I soaked up some sun, and I feel rejuvenated in general.

I guess for this week I will go back to waiting...

A Glimmmer of Hope

Well, today brought a little bit of good news!

I heard from the company I'm applying for a home loan through. I have been working on my debts and have paid alot off in the last few months. I re-submitted all my information about a week ago and today I finally heard back. As long as the FHA didnt change any guidelines that effect me, then my numbers look good and I could be approved for the townhome we want! I should be getting the phone call tomorrow to go over everything, but today was a step in the right direction.

Its surreal to think that in a few months I could be a homeowner. It's so adult sounding. Since March (when we started looking), this has been weighing on my mind, and it so so stressful. I've been having headaches and feeling anxious. All I really want is a decision one way or the other, a place the bf and I can call our own. Keeping my fingers crossed!!

Time Off & Future Plans

Well, spending time with friends was great! Between the bbq and going out, it was much needed to catch up. I think having the time off worked was much needed too. I've been feeling pretty burnt out lately and having time away couldnt have come at a better time.

Speaking of vacation, I actually have a short week this week and then I'm off for an entire week. Back in January when we picked our vacation, I took my first week in June for the bf and I's 3 year anniversary. We planned on going to Chicago, but we are trying to save money for a new place, so that trip got cancelled. I think I'm just looking forward to having a week with no real plans..no work, no getting up early, just relaxing, and hopefully lots of tanning!

Other than that, I'm just trying to figure out future plane. Saving for a new place has been quite the undertaking. I've paid off all my credit cards and my car is about a few payments away from being paid off. I'm excited for how much I've accomplished financially, but nervous for what lies ahead. A potential mortgage is so adult sounding. No official news yet, just taking things day by day and within the month should have some news one way or another.

Hoping to get through the work week and on to vacation! Woohoo, happy (almost over) Monday!

Working for the Weekend

Ahhh, I really need to get better at this. I promise this is my last post about what a slacker I am!
I guess I just dont have much excitement going on. Or if I do, its not "finalized" so I'm not ready to write about it yet! (cross your fingers, for big news!)

I'm staying extremely busy with work and working out. I joined a new gym last week and I really like it. I also really like the extreme discount I got. I'm running a 5K this saturday though. It's my first race since the River Run, so I'm looking forward to it.

I guess I just cant wait for this weekend because some amazing friends are coming! Sometimes you just need people you love around, and its one of those times! I'm looking forward to having time off and spending it with people I care about. Only a day and a half of work stand between me and my extra long weekend.

Ok enough random post